经济生活必知：10个关键常识英文双语对照

理财规划

在当今社会，理财规划是非常重要的一环。首先，要根据自己的收入和支出制订合理的预算，并严格执行。其次，及早规划退休金，可以选择投资稳健的养老金计划。最后，要树立正确的消费观念，避免不必要的浪费。

通货膨胀

通货膨胀是指一段时间内货币购买力下降，物价上涨。人们应该关注通货膨胀，因为它会影响到日常消费和投资，对于购买抗通货膨胀的投资品是非常重要的。

国民经济

国民经济是指一个国家一定时期内的经济总体状况。人们可以通过关注国民经济指标了解国家的整体经济情况，包括国内生产总值、财政收支平衡、对外贸易等。

消费税

消费税是一种按商品和劳务的购买代价征收的税。人们需要了解不同商品的消费税率，这会直接影响到个人的购买成本。

贸易顺差与逆差

理解贸易顺差和逆差对于了解一个国家的国际经济地位至关重要。贸易顺差是指出口大于进口，逆差则相反。贸易顺差可以提高国家的外汇储备，而逆差则可能导致货币贬值。

个人征信

个人的个人征信记录对个人的信用贷款、信用卡等金融业务都有影响。良好的个人征信记录可以帮助获得更低的利率，更多的金融权益。

股票投资

对于普通投资者来说，股票投资是了解和参与国民经济发展的重要途径。通过学习相关知识，选择优质的上市公司股票进行投资是个不错的选择。

价值投资

价值投资是一种长期投资策略，通过分析个股的基本面价值来选择投资标的。选择稳健的价值投资标的是保障一个人财富增值的关键。

金融风险

了解各种类型的金融风险对于保护自己的财富至关重要。从市场风险、信用风险、流动性风险等方面进行全面的评估，是保证个人财富安全的必要手段。

避税规划

适度的避税规划能够帮助个人最大限度地合法避税，提高资产的净收益。人们可以通过了解相关的税法和政策，合理规划自己的财务，从而节省一定的税款。

感谢您阅读本文，希望这些经济生活的常识能够帮助您更好地管理个人财务，规避风险，实现财务自由。

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英文翻译对照，仅供参考

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Program of conduct financial transactions

In current society, Program of conduct financial transactionsIt is very important one link. Above all, want the budget with the income according to oneself and defray reasonable formulate, carry out strictly. Next, pension of program of as soon as possible, can choose investmentDovish annuities plans. Finally, want to establish right consumptive idea, avoid needless waste.

Inflation

InflationIt is to show the purchasing power of money inside period of time drops, prices rises. People should pay close attention to inflation, because it can affect daily consumption and investment, to buyingThe investment that fights inflation is tastedIt is very important.

National economy

National economyIt is to show a state is certain the economy inside period is overall state. People can note national economic norms to understand macroeconomic situation of the country through closing, includeBalance of income and expenses of gross domestic product, finance, foreign trade.

Consumption tax

Consumption taxIt is a kind of buys cost to collect duty that presses commodity and service. People needs to understand the consumption tax of different commodity to lead, this meets what affect an individual directly purchase cost.

Favorable balance of trade and adverse balance of trade

UnderstandFavorable balance of trade and adverse balance of tradeCrucial to knowing the international economy place of a country. Favorable balance of trade is to point out the mouth is more than an entrance, adverse balance of trade is contrary. Favorable balance of trade can increase national foreign exchange reserve, and adverse balance of trade causes devaluation possibly.

The individual signs a letter

Of the individualThe individual signs a letterThe record is right the financial business such as the individual's credit, credit card is influential. It is OK that good individual asks for a letter to record the help achieves lower interest rate, more financial rights and interests.

The stock invests

To average investor, The stock investsIt is understanding and the fundamental approach that share national economy progress. Through learning relevant knowledge, choiceAppear on the market high gradely company stockHaving investment is a right choice.

Value invests

Value investsIt is strategy of a kind of long-term investment, pass an analysis main face value will choose to invest mark. ChoiceDovish value invests markIt is the key that guarantees one individual fortune rise in value.

Financial venture

Know all sorts of kindsFinancial ventureCrucial to protecting oneself money. Undertake comprehensive assessment from the respect such as market risk, credit risk, liquidity risk, it is the necessary step that assures individual fortune safety.

Avoid duty plans

MeasurableAvoid duty plansCan help individual utmost ground avoid legally duty, increase the net income of asset. People can adopt the tax law related understanding and policy, sound him program financial, save regular tax payment thereby.

Thank you to read the article, the common sense that hopes these economy live can help you manage individual finance affairs better, avoid risk, realize financial freedom.