怎样理解教育是一种投资，一种人力资本？英文双语对照

当下社会，生活压力大，节奏快，人们显得尤为浮躁，即便是股市当中大多数人也会选择炒短线，期待短期获利，对于长期投资的事情多少没有点耐心。所以很多人容易忽略这个回报率最高的投资——“教育”投资。

大多数的家长没有把孩子的教育做为一种投资，而是认为让孩子接受教育是理所当然的事情。如果把教育看作一种投资，它的投资回报率是多少？

美国市场专门做了项研究，投资到一个本科学历上的金钱，真实年收益率达到了15%，而且是考虑了通货膨胀因素之后的真实收益率，比股票、房产等长期收益还要高。国内也是如此，学历越高，收入越高，当然学校越好，收入也越高。

Instantly society, life pressure is great, rhythm is fast, people appears particularly blundering, even if is most person also can choose to fry short line among the stock market, expect short-term gain profit, more or less don't have bit of patience to the thing of long-term investment. A lot of people are so easy this return rate invests oversight highestly -- " education " investment.

The education that most parent does not have a child invests as a kind, think to let the child accept the business that education is of course however. If regard education a kind to invest, how much is its investment return rate?

American market did a research technically, invest the money on record of formal schooling of an undergraduate course, true year yield was achieved 15% , and it is the real yield after considering inflationary factor, even taller than the long-term earnings such as stock, house property. Home also is such, record of formal schooling is taller, income is higher, of course the school is better, income is higher also.