汽车贷款首付几成划算？英文双语对照

汽车贷款首付几成划算？

分期付款买车的首付20%-50%，根据消费者所选择的贷款方式不同，所提供的申请资料不用，首付比例也可能会不一样。

目前多数银行规定最低首付款为全车售价的40%，汽车金融最低可达到20%。

贷款年限一般有3年和5年两种选择，最长不超出5年。有的还需缴纳车价10%左右的保证金及相关手续费。

客户贷款3年月供在3000元左右，总利息支出大概在9000元，而5年的月供仅为1900元左右，其间客户还可随时提前还款。

一般贷款额不高于车价的80%，其余的叫首付款，有些银行或金融机构须要你先付首付款再肯放款的。

贷款年限有一年，二年，三年或五年，如果是贷款八万到十万，三年是最佳选择，五年的话利息支出比较高。

有正常工资收入的,最好有公积金、房产(有产权的)或已婚的。当然，如果你还有别的可以证明你有偿贷实力的书面文件都可以。

汽车贷款首付能付80%？

车首付20％－50％，一般银行要求40％－50％，有些车行找一些融资公司，就可以做到20％，甚至更低。 一般分2－5年还清，月还款多少看你贷多少了，可以用房产担保 首先要知道买车的分期付款的受益人是银行或是金融机构,因为现在许多银行对贷款购车的门槛比较高,更多的金融公司,尤其是与该汽车生产厂家同出一系的金融公司开始为客户办理方便的贷款手续.(例如上海通用的金融公司有GMAC贷款) 其次是对购车人的条件要求:一般为有正常工资收入的,最好有公积金、房产（有产权的）或已婚的。当然，如果你还有别的可以证明你有偿贷实力的书面文件都可以。

吉利汽车贷款利息多少？

现行汽车贷款是无息的，只是收取一定的手续费

汽车贷款首付最高多少？可不可以是60%到80%之间？

汽车贷款需要20%以上，根据你申请贷款的单位的要求可能会有所提高，一般30%。如果你的资信和经济实力没有达到该公司的标准，那么可能会被要求再提高首付。一般来说你申请贷款时填写30%就可以了。首付的多少于车价没有直接联系，主要是贷款单位要控制风险。比如，你首付20%，那么贷款单位就要支付80%的贷款给你，万一你没还款，那他就损失80%;假如你首付40%，那他的风险就只有60%了。另外，月还款的多少要看你所贷款单位的利率情况，利率情况每家单位都不一样，而且还要看你的贷款时间。时间越长利率越高。

奔驰汽车贷款利息是多少？

奔驰贷款方式分为等额本息和等额本金。这个看你买车时是零首付还是首付购车。

沈阳汽车贷款利率是多少？

汽车贷款利率为1年期6.116%，2-3年期为6.16%。

办理沈阳汽车抵押贷款所需条件（不同的汽车抵押贷款机构，申请时所需要的条件也略有不同。）：

身份证、户口簿或其他有效居留证件原件，并提供其复印件；

职业和经济收入证明；

与经销商签订的购车协议、合同或者购车意向书；

合作机构要求提供的其他文件资料。

首付多少算低首付？

有些是零首付，但是月供太贵了

1、买房贷款最低首付规定是25~30%，具体的应当是根据实际的情况来进行不同的判断，房屋贷款，也被称为房屋抵押贷款， 是由购房者向贷款银行填报房屋抵押贷款的申请表，并提供合法文件如身份证、收入证明、房屋买卖合同、担保书等所规定必须提交的证明文件，贷款银行经过审查合格，向购房者承诺贷款，并根据购房者提供的房屋买卖合同和银行与购房者所订立的抵押贷款合同，办理房地产抵押登记和公证，银行在合同规定的期限内把所贷出的资金直接划入售房单位在该行的帐户上。

2、贷款的贷款期限最长不超过30年，二手房公积金贷款不超过15年;贷款额度是房屋评估值的70%;贷款利率按照中国人民银行规定的同期同档次贷款利率执行，基准年利率根据贷款年限有所变化，各银行根据房屋情况利率有所上浮。

福特金融汽车贷款购车利息多少？

虽然时间很久了，但还是要说，如果是每月还款的，说是3年，实际也就1年半，因为你每月都有还款的，如果1万2，贷款6万，最终还款7万2，也就说年利率是13.3%左右，但是如果你提前还了1.2万的利息（买车经常让你提前还利息），大概利息在15%以上，并不是6%。

汽车贷款还有多少未还，怎么查询？

目前查询个人汽车贷款余额的方法有三种：

一是，借款人携带本人有效身份证到经办行营业网点查询，在查询的同时可以申请打印自查询后一年内的还款计划表。

二是，开通个人网上银行，然后通过网银快捷查询。

三是，拨打经办行客服热线进行查询。汽车消费贷款按照中国人民银行规定的同期贷款利率计算。在贷款期间如遇利率调整时，贷款期限在1年（含）以下的，按合同利率计算；贷款期间在1年以上的，实行分段计算，于下一年年初开始，按相应利率档次执行新的利率。

开汽车贷款公司需要多少资金？

开汽车贷款公司需要办一些手续，比较难办，需要的资金化，有个两三百万就可以起步了

Does the car borrow money head pay a few into be to one's profit?

Instalment buys a car head pay 20%-50% , the loan kind that selects according to consumer place is different, provides application data need not, head pay proportion also may different.

At present most bank stipulates lowermost head pays 40% what be whole car price, car finance lowest can be achieved 20% .

Loan fixed number of year has 3 years to mix 5 years commonly two kinds of choices, the longest do not exceed 5 years. Some still wants pay car price 10% right-and-left bail and relevant poundage.

The client borrows money 3 days are controlled for be in 3000 yuan, total interest expenses is in 9000 yuan probably, and month of 5 years is controlled for be 1900 yuan only, meantime client still can shift to an earlier date at any time reimbursement.

Average loan specified amount not 80% of price of prep above car, of the others cry head pay, some banks or financial orgnaization beard want you prepaid head pay to agree again of loan.

Loan fixed number of year has a year, 2 years, 3 years or 5 years, if be loan 80 thousand to 100 thousand, it is optimal choice 3 years, word interest expenses of 5 years is taller.

Have regular wage income, had better have accumulation fund, house property (have property right) or married. Of course, it is other and OK to if you are returned,have prove you are paid the written file that lends actual strength is OK.

Does the car borrow money a Fu Nengfu 80% ?

Car head pays 20 ％ - 50 ％ , average bank asks 40 ％ - 50 ％ , some cars seek company of a few financing all right, can accomplish 20 ％ , lower even. General component 2 - pay off 5 years, lunar reimbursement sees you how much borrow, can assure with house property the beneficiary beneficiary of the instalment that should know to buy a car above all is bank or it is financial orgnaization, because a lot of banks are right now the threshold that loan buys a car is higher, more financial firms, the financial company that gives one department together with manufacturer of this car production especially begins to deal with convenient loan procedures for the client. (Does the financial firm with current of great capacity of exemple as above have GMAC to borrow money) the conditional requirement: that is pair of people that buy a car next? ? of comfortable bastinado Yun had better have 9 ぷ of  of surname of word lot  accumulation fund, house property (have property right) or married. Of course, it is other and OK to if you are returned,have prove you are paid the written file that lends actual strength is OK.

Interest of auspicious car loan how many?

Active car loan is to not have of breath, it is the poundage with certain collection only

Does the car borrow money head pay highest how many? Can in order to be 60% arrive 80% between?

Car loan needs 20% above, the demand of the unit that files loan according to you may rise somewhat, general 30% . If your financial condition and economic actual strength do not have the level that reachs this company, may be raised again by the requirement so head pay. When you apply for loan, fill in generally speaking 30% OK. Head pay more or less to contact directly at car price, basically be loan unit should control a venture. For instance, you head pay 20% , so loan unit is about to pay the loan of 80% to give you, in case you do not have reimbursement, that he with respect to the loss 80%; if you head pay 40% , his risk has 60% only. Additional, the more or less should treat unit of your place loan interest rate condition of lunar reimbursement, interest rate circumstance every unit is different, and the loan time that sees you even. Time grows interest rate more taller.

How much is Benz loan interest?

Run quickly loan means cent is principal and interest waiting for the forehead and capital waiting for the forehead. When this sees you buy a car, be 0 pay or head pay buy a car.

How much is interest rate of Shenyang car loan?

Loan interest rate is the car 1 year period 6.116% , 2-3 year period for 6.16% .

Place of loan of mortgage of conduction Shenyang car requires a condition (orgnaization of different car mortgage loan, the requirement that needs when application also differs somewhat. ) :

Id, booklet of registered residence or original of other and effective resident certificate, offer its photocopy;

Profession and economic income prove;

The agreement buying a car that signs with agency, contract perhaps buys car intent book;

The other file data that Cooperation Agency asks to offer.

Head how much to pay to calculate low head pay?

Some are 0 pay, but the month is offerred too expensive

1, buy a room to borrow money lowermost head pays a regulation is 25~30% , specific ought to be the judgement that will undertake differring according to actual condition, the building borrows money, also be called building guaranty borrows money, it is the application form that borrows money to guaranty of building of loan bank fill in a form and submit it to the leadership by the person that buy a house, the proof document that if the place regulation such as contract of business of proof of Id, income, building, deed of security must be referred,offers legal document, loan bank classics investigates qualification too, borrow money to acceptance of the person that buy a house, and the mortgage loan contract that the building business contract that the person that the basis buys a house offers and bank and place of the person that buy a house conclude, conduction estate guaranty is registered and notarial, the bank borrows place inside the time limit that the contract sets on the account that the fund that give delimits unit of carry out house is in this directly.

2, the loan time of loan is the longest do not exceed 30 years, secondhand loan of house accumulation fund does not exceed specified amount of loan of 15 years of; to spend is a building the same term that the 70%; loan interest rate that assesses a value sets according to Chinese people bank is the same as class loan interest rate to carry out, standard year interest rate changes somewhat according to loan fixed number of year, each bank basis building circumstance interest rate somewhat rise.

Does loan of Ford finance car buy car interest how many?

Although time is very long, but still should say, if be of every months of reimbursement, saying is 3 years, actual also with respect to 1 year half, have reimbursement every months because of you, if 10 thousand 2, loan 60 thousand, final reimbursement 70 thousand 2, also saying annual interest is led is 13.3% the left and right sides, but if you returned the interest of 12 thousand ahead of schedule (buy a car to often let you return interest ahead of schedule) , probably accrual is in 15% above, not be 6% .

How many does car loan still have to was not returned, how to inquire?

The method that inquires remaining sum of individual car loan at present has 3 kinds:

It is, borrower carries him effective Id inquires to site of job of agency field headquarters, inquiring while can apply for to print the inside a year reimbursement schedule after inquiring oneself.

2 be, open the bank on individual net, pass net silver next quick inquiry.

3 be, dial hot line of agency travel customer service to undertake inquiring. The interest rate of loan of the corresponding period that the car consumes loan to set according to Chinese people bank is calculated. If receive interest rate,adjust during loan when, loan time limit is in 1 year (contain) the following, press computation of contract interest rate; Be in during loan of 1 year of above, practice section computation, at issueing the beginning of the year one year to begin, implement new interest rate by class of corresponding interest rate.

Open car finance company how to many capital need?

Open car finance company to need to do a few procedure, more impracticable, the capital of need is changed, have two 3 million can start