出国旅游选择Visa、万事达或JCB信用卡比较实用,因为VISA和MASTER的网点比较多,使用比较方便。
选择合适的外币卡减少汇率损失 银联网络尚未全面铺开,在一些国家和地区,并不是每个商户都能刷银联卡。这个时候,手中拥有一张Visa、万事达或JCB信用卡很必要。为了避免境外刷卡时产生的货币转换费,就需要出国旅游前,恰当的选择合适的外币信用卡。信用卡专家建议,持卡人到境外刷信用卡时,最好尽量选择与当地币种相同的外币卡。如果想去欧洲旅游,最好选择欧元卡,去日本最好选日元卡,去香港选择港币卡。 外币卡按照币种分,国内最常见的是美元卡、港币卡、欧元卡和日元卡。选择合适的外币卡,可以减少汇率损失。美元卡在通用货币非美元的国家和地区,比如欧洲地区刷卡消费时,记账货币为当地货币,也就是欧元,结算时需将欧元折算为美元,用人民币还款时再将美元折算成人民币计算。这便增加了一次外汇折算的过程,会给持卡人带来的一定的汇率损失。而刷欧元卡,记账货币和结算货币都为欧元,直接折算成人民币,就减少了部分汇率损失。
出国旅行备上一张全币种信用卡几乎是必不可少的选择。全币种卡最大的好处就在于可以免除货币转换手续费,通常在消费金额的1。5%左右,该费用会在非美元区走Visa/Master等国际卡组织网络刷卡时收取。
外币外币消费以人民币入账,是全币种卡的第二大好处,因为这样即可免除许多购汇带来的烦恼,如今的大多数全币种卡都有以上两点优势。 全币种信用卡通常是“单标卡”(即卡面只有Visa或Master等某一个卡组织的标记,反之则为同时标有银联和任何其他卡组织的“双标卡”),且往往需要与银联单标识卡同步申办。
而对于“双标卡”,则要看具体情况而言,有些双标卡不免除货币转换费,但也有与全币种卡一样免除这项费用的。 希望我的回答能够帮助到你!!!你好,维萨(VISA)和万事达(MasterCard)都行,他们是国际上信用卡的两大结算体系。
这两个国际组织,我国都加入了。 我国的信用卡基本上都有维萨(VISA)或万事达(MasterCard)的标记。除此之外,要看你去那个国家了,如日本的话,jcb的最好,日元结算。 如其他欧美等,visa或master都可。
当然银联借记卡也不错,最省,但可通用的范围还不很广
国外一般支持的是vias和万事达,银联的不多,jbc去日本比较方便,出国一般带vias的或万事达的卡就行了,如果是双币卡,就是要把外币转换成美元再换成人民币,多币种就是外币直接转化为人民币。同时注意下还款方式,这很重要。有的双币卡需要你购汇还款,就是说账单是外币,需要你自己用人民币换成对应的外币还款,这存在还款时间差里汇率变换的高低。另一种多币种一般是刷卡后自动转换成人民币入账,还款时按账单还人民币就好了。还款方式不同,多掏的汇率费不同,尤其是需要自己购汇还款,非常容易忘掉。
持有国内银联信用卡,在境外消费其实也是可以的,但国外卡组织主要以维萨和万事达为主,所以大部分商户不具备刷银联卡的条件,所以出国旅游,一般没必要带国内的银联信用卡出境。
如果使用维萨或者万事达单币种信用卡出国消费,等账单日还款的时候,需要多一步换汇手续,还要多掏钱,还是比较麻烦的。
其实,目前国内各大银行为了方便广大持卡人出国消费,都退出了一种信用卡:全币种信用卡。使用全币种信用卡,可以在国外任何商户上面消费,消费完了之后自动换汇成人民币,只需要根据人民币账单进行还款就好了,给广大持卡人省去了很多的麻烦。
所以出国旅游,必备的信用卡就是全币种信用卡了,全币种信用卡最大的特点就是,在任一国家、消费任意货币,回国后直接以人民币账单的形式还款,是不是方便多了呢?
最基本的条件要有印尼临时居留证(KITAS),但以我的经验外国人很难通过印尼银行审核的。印尼的银行制度还是比较严格的,别说信用卡,就是普通的借记卡外国人办起来都挺麻烦。
1.旅行的长度由钱包决定,旅行的宽度由目光决定,旅行的深度由心灵决定。
2.人生最好的旅行,就是你在一个陌生的地方,发现一种久违的感动。
3.人生就是要感受美丽的善良的,丑恶的病态的。而只有在充满了艰辛的人生旅途中,始终调整好自己观风景的心态,才能做到人在旅途,感悟人生,享受人生。
4.在向山靠近一点,才发现这座山,好象一位诗人遥望远方,等待故人的归来。山上的树,大多数是松树比较突出。松树亭亭玉立的耸立在周围小草小花的中间,仿佛松树就是一位威风的将军,守护着国家的国民。
这几年因为疫情原因出国旅游停止了,管控放开以后会逐渐恢复。想出去的话得提前准备,看看那些国家有什么限制条件,或者需要准备什么附加的证明材料。尽可能准备的齐全一些,免得入关的时候遇到麻烦,耽误自己的行程。
信用卡欠款未还清,只要是银行没有起诉,法院没有下达限制出境令,还是可以出国的。 法律依据: 一、《中华人民共和国护照法》规定,申请人有下列情形之一的,护照签发机关不予签发护照: (一)不具有中华人民共和国国籍的; (二)无法证明身份的; (三)在申请过程中弄虚作假的; (四)被判处刑罚正在服刑的; (五)人民法院通知有未了结的民事案件不能出境的; (六)属于刑事案件被告人或者犯罪嫌疑人的; (七)国务院有关主管部门认为出境后将对国家安全造成危害或者对国家利益造成重大损失的。 二、《中华人民共和国出境入境管理法》第十二条规定,中国公民有下列情形之一的,不准出境: (一)未持有效出境入境证件或者拒绝、逃避接受边防检查的; (二)被判处刑罚尚未执行完毕或者属于刑事案件被告人、犯罪嫌疑人的; (三)有未了结的民事案件,人民法院决定不准出境的; (四)因妨害国(边)境管理受到刑事处罚或者因非法出境、非法居留、非法就业被其他国家或者地区遣返,未满不准出境规定年限的; (五)可能危害国家安全和利益,国务院有关主管部门决定不准出境的; (六)法律、行政法规规定不准出境的其他情形。
可以(在有效期内)
临时身份证和永久身份证一样有效。只是有效期短,在有效期内不影响办护照。
法律依据:《中华人民共和国居民身份证法》
第十二条 公民申请领取、换领、补领居民身份证,公安机关应当按照规定及时予以办理。公安机关应当自公民提交《居民身份证申领登记表》之日起六十日内发放居民身份证;交通不便的地区,办理时间可以适当延长,但延长的时间不得超过三十日。
公民在申请领取、换领、补领居民身份证期间,急需使用居民身份证的,可以申请领取临时居民身份证,公安机关应当按照规定及时予以办理。具体办法由国务院公安部门规定。
以下是列举出出国旅游流程:
一、准备工作
1、国外游签:准备出国前,首先要有国外游签,每个国家规定的游签种类和申请流程不尽相同,有些国家要求有经济保障,有些国家则要求有入境航班和住宿确认,所以需要了解当地的游签申请。
2、选择航班:选择航班的时候要注意行李限制,比如航空公司一般都会给乘客安排最多可以携带一件行李,可能会有一些收费,建议在购买机票前了解有关限制及收费。
3、购买保险:为了保护出行人身安全,建议可以购买一些保险,当旅途中出现意外的时候可以获得保险的补偿。
4、学习国外语言和熟悉当地文化:旅途中一定要学习有关当地的国家语言,至少要学会和当地人沟通的常用词汇。另外,出行前也可以熟悉一下当地的文化,比如宗教、饮食习惯等,以方便旅途中的沟通。
Visa of choice of travel going abroad, all things is amounted to or JCB credit card is compared practical, because the site of VISA and MASTER is more, use more convenient.
Choose appropriate foreign currency card to reduce network of silver-colored couplet of exchange rate loss to had be notted roll out in the round, be in a few countries and area, not be every business door can brush silver-colored couplet to get stuck. This moment, have in the hand a piece of Visa, all things is amounted to or JCB credit card is very necessary. Change cost to prevent the currency of the generation when card is being brushed outside the condition, before needing travel going abroad, choose appropriate foreign currency credit card appropriately. Credit card expert suggests, the person that hold card arrives outside the condition when brushing credit card, had better choose to be planted with local money as far as possible same foreign currency gets stuck. If want to go to Europe travelling, best choice euro gets stuck, go to Japan had better picking yen check, go to Hong Kong choosing Hongkong dollar card. Foreign currency card is planted according to money cent, country is the commonnest is dollar card, Hongkong dollar card, euro card and yen card. Choose appropriate foreign currency card, can reduce exchange rate loss. Dollar card is not the country of the dollar and area in global currency, when for instance European area brushs calorie of consumption, money of charge to an account is local money, namely euro, need to be euro convert the dollar when settle accounts, RMB consideration becomes dollar convert again when using RMB reimbursement. This increased the process of foreign currency convert, can give the person that hold card brought certain exchange rate loss. And brush euro card, money of charge to an account and settle accounts money are euro, direct convert becomes a RMB, reduced loss of partial exchange rate.
On equipment of journey going abroad one piece of total money is planted credit card is indispensable choice almost. Total money is planted the gain with the biggest check depends on can absolving a money to change poundage, be in normally 1 what consume amount. 5% the left and right sides, this cost can go the international such as Visa/Master to block the collection when constituent network brushs card in blame dollar region.
Foreign currency foreign currency is consumed with RMB enter an item in an account, it is total money is planted the 2nd big gain of card, because of the embarrassment that can avoid a lot of buying foreign exchange to bring so, the most total money nowadays is planted card has above at 2 o'clock advantage. Total money is planted credit card is normally " only sign gets stuck " (the mark that blocks a face to only the certain such as Visa or Master blocks an organization namely, have what silver-colored couplet organizes with any other card to be the same as markers conversely " double mark gets stuck " ) , and often need as only as silver-colored couplet label to block synchronism to apply.
And to " double mark gets stuck " , should treat specific condition and character, card of a little double mark does not absolve a money to change cost, but also have plant with total money this cost avoids like card. Hope my answer can help you! ! ! Hello, dimension Sa (VISA) amount to with all things (MasterCard) go, they are the systems of two large close an account of the credit card on international.
These two international are organized, our country was joined. The credit card of our country basically has dimension Sa (VISA) or all things is amounted to (MasterCard) mark. Besides, should see you go that country, be like Japanese word, of Jcb best, yen settle accounts. If he is Euramerican wait, visa or Master but.
Silver-colored of course couplet borrows write down card pretty good also, most province, but but current range is very not wide still
What abroad supports commonly is Vias and all things are amounted to, of silver-colored couplet not much, jbc goes to Japan going to the lavatory quite, go abroad to take Vias commonly or the card that all things amounts to went, if be double money card, want to change foreign currency into the dollar to trade adult civilian money again namely, much money is planted even if foreign currency changes humanness civilian money directly. At the same time the attention leaves reimbursement way, this is very important. Some double money card need you to buy foreign exchange reimbursement, sheet of Zhang of that is to say is foreign currency, need yourself changes corresponding foreign currency reimbursement with the RMB, time of this existence reimbursement needs the height of li of exchange rate commutation. Another kind of many money is planted is to brush card hind to change enter an item in an account of adult civilian money automatically commonly, it is good that the RMB is returned by Zhang sheet when reimbursement. Reimbursement kind is different, the exchange rate cost that draws out more is different, need oneself to buy foreign exchange especially reimbursement, forget very easily.
Credit card of hold home silver-colored couplet, be being consumed outside the condition also is possible actually, but abroad blocks an organization to basically be amounted to with dimension Sa and all things give priority to, so for the most part the requirement that business door does not have the couplet that brush silver to get stuck, go abroad so travel, do not have necessary belt commonly silver-colored couplet credit card of home leaves the country.
If use dimension Sa or all things amounts to weak currency to plant credit card consumption going abroad, when waiting for reimbursement of Zhang odd-numbered days, need much pace is changed collect formalities, draw out money more even, more troublesome still.
Actually, at present home each large silver-colored action convenient and broad spending of the person that hold card going abroad, exited a kind of credit card: Total money is planted credit card. Use total money to plant credit card, can be in abroad any business door above consumption, after consumption was over change automatically collect a RMB, it is good to need to undertake reimbursement according to RMB Zhang sheet only, give broad leave out of the person that hold card a lot of troubles.
Go abroad so travel, necessary credit card is total money is planted credit card, total money is planted the characteristic with the biggest credit card is, in money of random of either country, consumption, after going back to the motherland direct the formal reimbursement with RMB Zhang sheet, be much more convenient?
The most fundamental condition should have Indonesian temporarily resident card (KITAS) , but pass Indonesian bank examine and verify very hard with my experience foreigner. Indonesian bank system is rigidder still, never mention it credit card, borrow the foreigner that write down card commonly to do Dou Ting to bother namely.
The length that 1. travels is decided by purse, viatic width is decided by the look, viatic deepness is decided by the heart.
2. life travels best, it is you are in a new place, discover a kind of long-unseen sensation.
3. life should experience beautiful goodness namely, of filthy morbid state. And it is only in the life journey that was full of hardships, had adjusted oneself to watch the state of mind of the scenery from beginning to end, ability accomplishs a person to be in journey, comprehend life, enjoy life.
4. is stood by in Xiang Shan a bit, just discover this hill, be like distance of look into the distance of a poet, await old friend return. The tree on hill, great majority is pine is highlighted quite. Pine towers aloft gracefully in all round of small careless floret among, as if the general that pine is a power and prestige, guarding national countryman.
Because of epidemic situation reason a few this years travel going abroad stopped, after the canal accuses to unlock, can restore gradually. Preparation must shift to an earlier date if be being thought up, see those countries what limits a condition, perhaps need what to prepare additional proof material. What prepare as far as possible is a few more all ready, lest is entered the trouble is encountered when closing, delay oneself journey.
Credit card debt was not paid off, if the bank is done not have,sue only, the court leaves the country without limitation of make known to lower levels your, still can go abroad. Legal basis: One, " law of passport of People's Republic of China " regulation, the applicant has one of following state, the passport signs and issue mechanism not to grant to sign and issue a passport: (One) do not have citizenship of People's Republic of China; (2) cannot prove the identity; (3) of the practise fraud in applying for a process; (4) the penalty that be sentenced is in of serve a sentence; (5) people court informs the civil case that has unfinished tie cannot leave the country; (6) belong to person of criminal case the accused to perhaps commit a crime of the suspect; (7) the harm will be caused to perhaps cause great losing to national interest to national security after the State Council thinks to leave the country about director branch. 2, " People's Republic of China leaves the country enter a country administrative method " dozenth a regulation, chinese citizen has one of following state, forbid to leave the country: (One) did not hold leave the country effectively enter a country certificate perhaps refuses, escape those who accept frontier defence inspection; (2) the penalty that be sentenced has not carry out what end or belong to suspect of person of criminal case the accused, crime; (3) the civil case that has unfinished tie, people court decides to forbid to leave the country; (4) because of obstructive country (edge) condition management is punished by criminal or because leave the country illegally, illegal and resident, illegal obtain employment by other country or area repatriate, did not forbid those who provide fixed number of year to leave the country completely; (5) the likelihood endangers national security and interest, the State Council decides to forbid to leave the country about director branch; (6) the other state that regulation of law, administrative regulations prohibits to leave the country.
Can (inside period of efficacy)
Temporarily Id and permanent id card are euqally effective. Just period of efficacy is short, do not affect inside period of efficacy do a passport.
Legal basis: " Id of dweller of People's Republic of China law "
Dozenth application gets a citizen, change get, fill get dweller id card, public security mechanism ought to give in time according to the regulation deal with. Public security mechanism ought to be referred from the citizen " dweller Id explain receive registration form " since day extend inside 60 days the area of inconvenience of traffic of dweller Id; , conduction time can be lengthened appropriately, but prolate time must not exceed 30 days.
The citizen is gotten in application, change get, fill during getting dweller id card, be badly in need of using dweller id card, can apply for to get temporarily dweller Id, public security mechanism ought to give in time according to the regulation deal with. Specific measure is set by branch of public security of the State Council.
It is to list flow of travel going abroad below:
One, preparation works
1, abroad swims autograph: Before preparation goes abroad, above all should abroad swims autograph, every country sets swim autograph sort and application technological process are endless and same, some countries ask to economy is ensured, some countries ask to have enter a country airliner and accommodation affirm, need those who know place to swim so autograph application.
2, select a flight number: When selecting a flight number, should notice baggage is restricted, for instance airline can give passenger arrangement can carry a baggage at most commonly, may a few collect fees, the understanding before the proposal is buying airline ticket is reached about limitation collect fees.
3, buy insurance: Give pedestrian body security for protection, the proposal can buy a few insurance, can win safe compensation when the accident appears in journey.
4, study abroad language and familiar place culture: The national language of concerned place must learn in journey, want the commonly used vocabulary that society and local communicate at least. Additional, give the culture that place also can be familiar with before travel, for instance religion, food is used to etc, with the communication in convenient journey.